Above is the waltz dancing during the 7th International Dance Competition in PISA on 25th November 2007. There were various categories of dancing such as cha cha cha, rhumba, samba, tango, quick step, waltz and paso doble. The costumes were opulent, dazzling with ‘diamonds’, silk and taffeta. The tickets cost RM15 each and I paid for 4 persons including my boyfriend, myself and parents.

Here is the quick step dance which is much faster and livelier than waltz. If couples are too engrossed in dancing and don’t look out, they can bump into another couple. There are more than 50 judges from various countries in this competition.

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Just last week, I watched bee movie with my friend in Queensbay Mall. It was a movie most suitable for kids. The chrome yellow and black stripes of bees certainly attract attention. From creator Jerry Seinfeld come “Bee Movie,” a comedy that will change everything you thought you knew about bees. Take a close look at the world through the eyes of one bee in particular - Barry B. Benson (Jerry Seinfeld). A recent college graduate, Barry wants more out of life than the inevitable career that awaits him and every other workers in New Hive City - a job at Honex… making honey. Barry jumps at the chance to venture out of the hive, and soon encounters a world beyond his wildest dreams. When Barry inadvertently meet a quirky florist named Vanessa (Renee Zellweger), he breaks one of the cardinal rules of beedom - he talks to her. A friendship soon develops, and Barry gets a guided crash course in the ways of the human race.

I have taken Loans a few times in my life. First, as a student in the varsity, I took the study loan from OCBC bank which I have fully paid back many years ago. Now I am taking a loan for my new car bought on Valentine’s day 14th February 2007. Each month I am paying about RM632 to be completed in 7 years time. My Myvi of olive green color and automatic gear runs smoothly and is very easy to drive. Lately, I took a housing loan for my condominium in Birch Regency in Penang Times Square. The loan amount is almost 200,000RM and I hope to finish financing the loan as soon as possible. You can check out on Unsecured loans or Homeowner loans which I had taken just 2 weeks ago.

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That’s me para-sailing in Pattaya. The tour guide took this shot for me. It was like clock work with the para-sailing guides lifting one tourist after another.

Landed safely and got rid of the parasailing gear. It was some experience being lifted up to the skies and viewing the seas below. See the queue on my right side waiting to be lifted up in motor boats.

Pattaya has very beautiful unpolluted blue seas and long stretch of white fine sands on the beaches. It is a tourists’ haven. See how many speed boats there are here. I also went for a speed boat ride with my youngest sister with a guide behind us showing how to use the speed boat.

Came back after sea walking (in earlier post) to the white sandy beaches, all wet but very satisfied participating in the many water activities.

In Nong Nooch Tropical Garden. See the sculpted hedges, trees and gardens.

Long almost-langciau-like cacti in the background. Beware, this prick will be ouch! Got the red collared shirt from China with Beijing Olympics 2008 logo in August 2007. It complements the green background and stands out clearly in all my photos.

Big round cacti. This time you don’t see them in little small plastic pots.

A different desert plant. This one is rather spikey like a Christmas tree.

With my youngest sister in sunglasses. Notice how vast the gardens are.

We stayed in 4-star Prince Palace Hotel in Bangkok. Here is a view of the room with intricate wall paper design and cosy beds. The clothes wholesaler are located around this hotel. So, if you want to buy clothes at wholesale price, you know where to get next time.

This is a very cosy ambience of Prince Palace Hotel that I took in the evening when the chandeliers are lighted up.

Behind me is the Wat Arun temple in Bangkok. For only 50 bahts (5 ringgit) per person, you can rent costume of various colors to snap with Wat Arun. Here is yours truly in Bangkok.

My youngest sister in blue and me in pink. This is the national Thai costume.

You will never be short of ideas of what to do in Bangkok. You can go for an elephant ride. Ouch, my bottom hurts…. The ride took about 10 minutes balancing the seat on the elephant’s back, but good for a lifetime experience.

Or go for a horse ride with a cart. Less bumpy than the elephant ride.

Or see dolphine show in Safari World.

Take photo of the beluga in Safari World.

Go to the loo to relieve ourselves. See how colorful the doors are!

Next on the item is Thai kick boxing or muay Thai as part of the cultural show. More photos next post!

Just watch the video above of a funny elephant massage on the lying man’s private parts. The elephants are revered animals in Thailand and have been trained to paint trees and flowers, carry tourists on their backs, do a bicycle ride, play soccer, play basketball, bowling and almost just anything that humans can do. Here is a recorded video in Nong Nooch Tropical Garden from my trip to Pattaya recently.

In Malaysia, getting Auto Insurance is mandatory to safeguard your money. There are so many accidents on the road and every day there are about 7 fatalities in Malaysia, making it one of the highest rate of road accident deaths in the world. So for those with families to feed, it is advisable to buy an insurance policy to protect your finances in the unfortunate event of a motor accident.

Still for others, you might like to get Coverage for Sports Car if you own expensive sports car. The insurance company for pay for everything should your sports car be damaged and this will save you money. You don’t have to pay for expensive auto repairs because the insurance company will cover for you. This is a win-win situation where you just pay a minimal amount for the Online Insurance Policy, while the rest will be taken care of by the said company in the event of an accident.

Here is a undersea photo of me doing sea walking and exploration. Sea Walker is offered only in 3 countries, namely USA, Japan and Thailand. As you go down to the sea from the deck, they put a mask fed with oxygen over your head and once that is put in place, you are lifted down about 20 feet deep to the bottom of the sea bed. It is like a lift that transports me all the way down. It is like scuba diving, but you walk on the sea instead.

For photo’s sake, I am holding an empty giant clam shell from the sea. See how big it is.

Here is the life one. Be careful not to put your fingers in the clam, otherwise it will immediately snap shut with force. I also got to feel the life corals and in fact got some mild rashes on my left hand (a small patch) after feeling the black sea urchins or the prickly ‘rambutans’ in the sea.

More beautiful corals.

With my youngest sister.

Blue Sea Diving in another side of the sea with different corals.

Watch the video here taken under the sea.

The trip to Bangkok and Pattaya was well worth the money spent. I enjoyed this vacation very much and took many photos back home.

If you are a high paying professional like doctors, lawyers, engineers, managers, etc, you need to protect your income in the event of some physical disability due to unforseen accidents. When you are rendered disabled, you will not be able to work and earn your monthly salary. Instead you may be bedridden for life or become handicapped physically and the health care will use up a lot of your expenses and savings.

Hence, you need to buy disability insurance to protect yourself from such unfortunate circumstances and to protect your hard earned income. Because of some health condition, I am pleased to say that I am a recipient of a lump sum insurance payout last year in September. The money came from my CPF insurance in Singapore. It was a big relief as my daily medication for life takes up some expenditure every month.

As a result, I cannot take job stress and work pressures. But thank goodness, my present boss understands my situation and allows me to work from home. This is a blessing in itself. In life, we cannot foresee what is going to happen to us and the only way to have enough money when you are disabled is to buy disability insurance for protection.